:root{
  --navy:#0A1470; --navy-dark:#0C1240; --navy-deep:#070D4A; --ink:#0A0C1C;
  --grey-text:#4B5170; --bg-light:#F3F4F9; --bg-card:#EEF0FB; --line:#D9DCEA;
  --accent:#F7E21B; --accent-dark:#F2B705; --accent-ink:#1D1A00;
  --green:#178A3C; --green-dark:#137833; --white:#FFFFFF;
}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white);line-height:1.6}
a{color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.site{background:var(--navy-dark);color:var(--white);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 20px}
.brand{font-size:20px;font-weight:bold;letter-spacing:.5px;text-decoration:none;color:var(--white)}
.brand span{color:var(--accent)}
nav.main{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
nav.main a{text-decoration:none;color:var(--white);font-size:14px;opacity:.9}
nav.main a:hover{opacity:1;text-decoration:underline}
.cta-row{display:flex;gap:10px;flex-wrap:wrap}
.btn{display:inline-block;padding:10px 18px;border-radius:8px;font-weight:bold;text-decoration:none;font-size:14px;border:2px solid transparent}
.btn-accent{background:var(--accent);color:var(--accent-ink)}
.btn-green{background:var(--green);color:var(--white)}
.btn-outline{background:transparent;border-color:var(--white);color:var(--white)}
.hero{background:linear-gradient(135deg,var(--navy-deep),var(--navy));color:var(--white);padding:48px 0}
.hero .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;align-items:center}
.hero h1{font-size:32px;margin:0 0 14px}
.hero p.lead{font-size:17px;color:#D9DCEA;margin:0 0 20px}
.hero img{border-radius:14px;box-shadow:0 10px 30px rgba(0,0,0,.35)}
.breadcrumb{font-size:13px;color:#AEB6E8;margin-bottom:10px}
.breadcrumb a{color:#AEB6E8;text-decoration:none}
section{padding:40px 0}
section.alt{background:var(--bg-light)}
h2{font-size:24px;color:var(--navy-dark);margin:0 0 16px}
h3{font-size:18px;color:var(--navy-dark);margin:20px 0 8px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.card{background:var(--bg-card);border:1px solid var(--line);border-radius:12px;padding:20px}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{padding:7px 0 7px 26px;position:relative}
ul.check li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:bold}
ul.warn{list-style:none;padding:0;margin:0}
ul.warn li{padding:7px 0 7px 26px;position:relative}
ul.warn li:before{content:"!";position:absolute;left:2px;color:var(--accent-dark);font-weight:bold}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}
.faq summary{font-weight:bold;cursor:pointer;color:var(--navy-dark)}
.faq p{margin:10px 0 0;color:var(--grey-text)}
.price-note{font-size:14px;color:var(--grey-text);background:var(--bg-card);border-left:4px solid var(--accent-dark);padding:12px 16px;border-radius:0 8px 8px 0}
.cta-band{background:var(--green);color:var(--white);text-align:center;padding:36px 0}
.cta-band h2{color:var(--white)}
.related{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px}
.related a{background:var(--bg-card);border:1px solid var(--line);border-radius:20px;padding:6px 14px;font-size:13px;text-decoration:none;color:var(--navy-dark)}
footer.site{background:var(--navy-dark);color:#AEB6E8;padding:36px 0;font-size:13px}
footer.site .wrap{display:grid;grid-template-columns:1fr 1fr 1fr;gap:24px}
footer.site h4{color:var(--white);margin:0 0 10px;font-size:14px}
footer.site a{color:#AEB6E8;text-decoration:none}
footer.site a:hover{text-decoration:underline}
.badge-rt{display:inline-flex;align-items:center;gap:8px;background:var(--bg-card);border-radius:10px;padding:10px 14px;font-size:13px;color:var(--navy-dark);margin-top:10px}
@media(max-width:800px){
  .hero .wrap{grid-template-columns:1fr}
  .grid2{grid-template-columns:1fr}
  footer.site .wrap{grid-template-columns:1fr}
  nav.main{display:none}
}